October 14, 2026

How to Avoid Roaming Charges with an eSIM: Setup Guide

Bought a travel eSIM but still worried about high roaming fees? Follow this step-by-step guide to configure your phone settings and avoid surprise carrier bills.

4 min read

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The $200 Mistake: Why Travellers Still Get Roaming Bills with an eSIM

Imagine landing back home after an incredible overseas holiday, feeling accomplished because you spent just a few dollars on an international eSIM, only to open your monthly mobile bill and see hundreds of dollars in roaming fees. As highlighted in a viral travel video where a traveller bought a $6 eSIM but still got hit with a $200+ phone bill, this scenario happens far more often than it should. The culprit is almost never the travel eSIM itself; it is how dual-SIM settings are configured on your phone.

Modern smartphones allow you to keep your primary physical SIM or domestic eSIM active alongside an international travel eSIM. While dual-SIM functionality makes it easy to stay connected, keeping your primary carrier line improperly configured allows background data, roaming handoffs, and carrier daily passes to rack up substantial costs without your knowledge.

How Hidden Carrier Charges Happen

When you travel internationally with two active SIM lines, your phone balances two separate cellular connections. Unexpected roaming charges typically occur due to three common configuration mistakes:


iPhone Settings: How to Avoid Roaming Charges with eSIM

To ensure your iPhone exclusively uses your travel eSIM for mobile data while keeping your domestic carrier from billing you, apply these settings:

1. Assign Cellular Data to Your Travel eSIM

Open Settings > Cellular (or Mobile Data). Tap Cellular Data at the top of the menu and select your travel line (such as EVA). This tells your device that all internet traffic must route through your purchased travel data allowance.

2. Turn Off “Allow Cellular Data Switching”

Immediately below your cellular data selection, toggle Allow Cellular Data Switching to OFF. This is the most crucial safeguard. Leaving this enabled permits iOS to fall back to your domestic line whenever local coverage fluctuates, which instantly exposes you to your home network’s international roaming rates.

3. Disable Data Roaming on Your Primary SIM

Return to the main Cellular screen and select your domestic phone line under SIMs. Locate the Data Roaming toggle and turn it OFF. This ensures that even if cellular data is accidentally requested by that line, no mobile data will pass through foreign cell towers.

4. Turn On Data Roaming on Your Travel eSIM

Now tap your travel eSIM line under the SIMs menu. Ensure Turn On This Line is active, and set Data Roaming to ON. Many travellers hesitate at this step, but travel eSIMs operate by partnering with local networks in your destination country. Turning data roaming on for the travel eSIM is required so it can connect to local carriers abroad, and because it is a prepaid plan, you will never incur overage fees on it.

Android Settings: Configuring Dual SIM on Samsung and Google Pixel

While menu names vary slightly across Android manufacturers, the principles remain identical:


Can You Keep Your Primary Number Active for Calls and 2FA?

Many travellers want to keep their home phone number active abroad to receive two-factor authentication (2FA) SMS codes from banks or work accounts. You can do this safely without incurring data roaming fees by following these rules:


Pre-Flight and Landing Checklist

Before you take off and when you arrive at your destination, perform this quick 30-second audit:

  1. Primary line: Data Roaming OFF.
  2. Travel eSIM line: Data Roaming ON.
  3. Default cellular/mobile data: Set to your travel eSIM.
  4. Data switching/fallback: OFF.
  5. Check device status: Ensure the local carrier name appears on your screen and test opening a webpage to confirm data is flowing through the eSIM.

Ready to travel without unexpected bills? Buy your eSIM plan now on EVA to enjoy affordable, high-speed mobile data worldwide while keeping full control over your phone expenses.

Frequently asked questions

Should data roaming be on or off when using an eSIM?

Data roaming must be turned ON for your travel eSIM so it can connect to partner networks in your destination country. However, data roaming must be turned OFF for your primary domestic SIM to prevent unexpected roaming fees from your home carrier.

Why did I get a roaming charge if I had an eSIM installed?

Unexpected charges typically occur because 'Allow Cellular Data Switching' was left turned on (causing your phone to fall back to your home SIM when reception dropped), data roaming was left active on your primary SIM line, or you answered a phone call on your home number.

Will an eSIM change my WhatsApp or iMessage phone number?

No. When you install a data-only travel eSIM, both WhatsApp and iMessage will prompt you to keep your existing phone number. You can continue sending messages and making calls using your familiar number over the eSIM's data connection.

Can I receive bank 2FA verification codes while using a travel eSIM?

Yes. If you keep your primary SIM line enabled with data roaming turned off, your phone can still receive incoming SMS verification texts from banks and services. Most carriers deliver incoming SMS without triggering daily roaming passes, though you should verify your carrier's specific policy.

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